Why Are We Talking About Responsible Lending?

Just a few years ago I purchased a beautiful condo in a very popular ski resort town new the Rocky Mountains. It was a really exciting moment for me when I signed my loan paperwork. I financed it through one of the largest Mortgage Companies of that time.

A month later, I started making my mortgage payments, and, after about 2 months, I found out that my mortgage was sold to some other company. That was quite a surprise to me. I did not know that they could do that. So, I started making payments to some Mortgage Company B.

A couple of years down the road, my mortgage was sold back and forth quite a few times that I lost count. Then I found out that it’s quite common for investment banks to buy loans in bulk and then sell them over and over again. Quite a few bad loans were slipped in with hundreds of good loans where the debtors have been making payments on time.  Read the full article…»

The Most Extreme Diets of All Time

Dieting isn’t a new fad; it’s ages old. For centuries, men and women alike have been trying to lose weight to the point that it becomes obsession.

While most of us know about Adkins, the Mediterranean diet and even the grapefruit diet, no modern diet is as extreme as those undertaken by our ancestors.

Here are five examples of the most extreme diets of all time.

1. The Tapeworm Diet

Arguably the most extreme diet of any is the tapeworm diet. The idea behind this one is this: You swallow a sanitized tapeworm, allow it to mature in your digestive tract and eat away.  Read the full article…»

Men, just like women, also want to find that special person. They may have had multiple marriages, failed relationships, ran out of options, and have myriad of reasons why they can’t find that special woman out there for now.

Suddenly, an office mate suggested looking into international dating. Something to think about.

Many men have heard that women from other countries of the world are different and not that spoiled compared to the women in the US.

Very often that is true. Life is not always a picnic for them at home, and finding a good husband, taking care of home and children is something taught at a younger age.

So where do you start?

There are many international dating websites where you can find plenty of beautiful and intelligent women from other countries. Even if it is not marriage you have in mind, learning from other cultures can be very interesting and exciting.  Read the full article…»

I have  been driving to work this morning when I saw a bumper sticker on one of the cars in front of me saying “I love boobies”. Well, there is really sad news in the “boobies departments”.

The famous and talented Hollywood actress Angelina Jolie who is only 37 had to undergo a preventive double mastectomy procedure.

What is Double Mastectomy?

It is a medical term for a surgical procedure that involves the removal of both breasts.

She had to go through such a drastic procedure after she had discovered she had 87% risk of breast cancer.

She carries a mutation of the BRCA1 gene which dramatically increases the risk of developing breast and ovarian cancer.  Read the full article…»

It’s easy for brides and grooms-to-be to get swept up in the ideas of friends and family when it comes to planning their nuptials, so they must make sure their voice is heard.

Remember, it’s your big day, so read on to hear how you could create a wedding that is special to you and your loved one.

Wedding Tips #1. Small Wedding Venue

Tying the knot in an intimate venue is a great way of sharing an experience with the people that are closest to you and and ensuring everyone is able to hear the vows that are being exchanged. It also means you won’t feel pressured to invite more distant acquaintances.  Read the full article…»

Longevity Challenges

We have all been there, done that. Staying up late every night: computer, TV, finals, chat, etc.

Eating junk food, and lots of it, with no particular schedule… 

No exercise routine… Who’s got time for that?

Drinking until you can’t even remember where you were last night, what people you met and talked to and how you actually got home.

If you think you can do this lifestyle forever – think twice. 

The reality is going to hit you one day right in your head. You wake up one morning, look in the mirror and can not recognize that person in the mirror any more…

Who is that ugly overweight guy/gal with huge bags under eyes, thinning hair and terrible abdominal pain? Is that really me?…

What on earth have I been doing to myself?  Read the full article…»

Why reading a joke of the day?

I truly belive that a laughter a day keeps doctors away. Discover for yourself and experience an incredibly healing power of humor by reading just one funny joke a day.

Please visit our “Hilarious Jokes” section any time to start your day on a positive and happy note.

The Joke of the Day is “Government Joke”.

Have a great laugh!

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A guy stopped at a local gas station and, after filling his tank, he paid the bill and bought himself a nice and cold Cola.

He stood by his car to drink his drink and watched a couple of guys working along the roadside. Read the full article…»

Weddings are meant to be the most cherished and lasting days of your life, so you have to make sure that nothing spoils your shining moment.

You only want to be the prettiest girl in the eyes of your groom, so make sure that your hair looks great, aside from wearing the most elegant wedding dress. Read our helpful tips below, so that your wedding hairstyle goes well with your wedding theme.  Read the full article…»

Having trouble getting pregnant? The fertility diet might be your answer. The latest 8-year Harvard study on more than 18,000 women shows that healthy fertility foods which available to everyone and have no side effects might be a better strategy to improve fertility!

What is Infertility?

Infertility in a woman is the inability to conceive naturally. Although conceiving age is the primary factor, there are several other factors that can cause issues with the reproductive system including hormonal imbalance, lack of nutritional diet, improper lifestyle, stress or any serious illness.

Infertility is a common problem; in fact, one in every six women is infertile. Read the full article…»

With our crazy busy lives, it is really hard to find some time to explore volunteering opportunities, but the benefits of volunteering can be enormous not only to your community, but also to you and your family.

Finding the motivation to explore new career opportunities is always a challenge – especially for those women already juggling a career and motherhood.

For this reason, increasing numbers of working mums are looking for volunteering opportunities as a way of testing alternative spheres of employment.  Read the full article…»