Posted October 23rd, 2013 by Elena
Saving money often seems like an unreachable goal, because no matter how hard you try to squeeze money from your budget, there is no way to put aside some extra cash with this purpose in mind.
Nonetheless, there are some classic money saving tips that are usually ignored or forgotten, but that can certainly make a huge difference when it comes to seeing your savings grow.
Money Saving Tips #1. Cash is Still Valuable
In a world where plastic money has taken over, cash is still king when it comes to paying your expenses with it.
Credit card payments make things costly due to interest rate and annual fees you pay when using this payment method. Read the full article…
Posted August 28th, 2013 by Lilly Sheperd
These days, people are using the Internet to aid their lives in a dizzying number of ways.
The world is already full of people using “Doctor Internet” to diagnose their own symptoms.
It makes sense then that people would naturally gravitate towards using the Internet to help in other ways related to healthcare – particularly since just about everything is available for purchase online nowadays.
Rising healthcare costs for the past several years punish our nation in multiple ways from senior citizens to families with kids and mean lees money in our pockets.
So how can we help lower our healthcare costs to have more money to pay for food, rent and other necessities?
Here are a few examples of the various benefits of purchasing healthcare products online that can save you a big chunk of money and valuable time. Read the full article…
Posted November 25th, 2012 by Alicia
Looking for some money saving tips in retirement?
Hard working days are finally behind you and it is time to think about happy retirement time. A lot of you imaged your retirement time to be all about rest and warm sunny days.
Retirement becomes a great opportunity for many people to finally travel, explore new interests, hobbies and meet up with new people. All this sounds like a good plan.
Let’s discuss how to enjoy your time along with stretching carefully saved dollars throughout retirement years. Read the full article…
Posted September 6th, 2012 by Manilyn
Looking for some budget wedding tips?
So, who said you need to throw a small fortune on your wedding?
A little creativity and budget-savvy will surely lead you to celebrating a festive wedding without really breaking the bank.
It is really possible to have a beautiful and low budget wedding under $1,000.
While most couples will doubt if this will ever buy something, we can turn this small sum into a wedding extravaganza that you will never forget.
Here’s our list of cheap wedding ideas that will surely guarantee you of a wedding celebration that’s beyond the usual.
Read the full article…
Posted July 23rd, 2012 by Eva
Looking for some ways to save money by cutting your monthly expenses to increase your savings?
Whether you are trying to save money for a large purchase like a house or a car, or just pay off your credit cards or set up an emergency fund, there are a lot of different ways to cut your monthly expenses to get ahead.
Many of us can easily save money on expenses like dining out, daily lattes, impulsive shopping, investing too much on gadgets and everything else that contributes to unwise spending.
It is a wise thing also to take a look at your monthly bills and ask yourself a question: How can I save money?
I am sure you will find creative ways to save money on most – if not all your bills – to live a happier and more financially secure life.
Once you figure out how to budget and save money, you can realize the true value of it, and can fulfill dreams and aspirations of yourself as well as your family.
Here are a few money saving tips that will help you to save money on 10 monthly bills: Read the full article…
Posted December 30th, 2011 by Elena
Thinking about upcoming New Year?
For many of us it starts with new resolutions.
We give ourselves a bunch of promises like: I am going to lose weight and eat healthier… I am going to save money… etc.
But how often do we actually keep those promises and for how long?
Our new year’s resolutions regarding personal finance as well as our health should be of a high priority to us.
If you really want to make some important financial resolutions, I would suggest putting them in writing with the steps on how to accomplish them with specific deadlines. Read the full article…
Posted December 19th, 2011 by Elena
We all need money before and after the holidays, but sometimes we don’t realize that we actually have more money than we think.
Success in Personal Finance
Successful personal finance starts with an occasional evaluation of what we have, and what we need and don’t need.
If you go through your closets – you don’t need to wait for spring cleaning to do that – you can find quite a few things that you do not need and can sell or donate for tax deductions.
And the best time to do it – at the end of the year.
Would you not like to get a bigger tax return in April because you made some donations at the end of the year? I bet you would!
Here are my five no-brainer ways to make money I came up with that helped me to get a good chunk of cash while I was not working for a while. Read the full article…
Posted September 13th, 2011 by Elena
If you ask any homeowners who got done any home improvement projects on a low budget, they will tell you: you get what you pay for.
Contractors who make the lowest bids rarely deliver a great job.
Cheap construction materials usually don’t last too long.
But there are definitely effective ways to get great quality job for less money.
These 6 simple strategies will save you a big chunk of money, and you will get you a high quality remodel you always wanted. Read the full article…
Posted February 25th, 2011 by Elena
During hard economic times, it is easy to feel the pinch when you are short on cash.
Prices seem much higher than ever, and the paycheck does not seem to cover as much as it used to.
Unfortunately, during these tough times, we all need to tighten the belt and lower our cost of living. Read the full article…
Posted December 19th, 2010 by Elena
In these hard economic times people are increasingly learning to live with less.
Many people change their lifestyles to live more simply, whether by necessity or by choice.
Surprisingly, they often experience positive and healthy results in the process.
If you decided to live with less these days, use these tips to stay happy, healthy and work towards your financial success. Read the full article…